DMPQ- What are the risk associated by peer to peer lending?

P2P lending is the popular type of crowd funding, whereby an internet platform collects small amounts of funds from individuals in a crowd to finance collectively a larger loan to individuals or businesses. Websites that facilitate peer-to-peer lending have greatly increased its adoption as an alternative method of financing.P2P lending is also known as social … Read more DMPQ- What are the risk associated by peer to peer lending?

DMPQ- AIR India is under severe crisis. What are the reasons for its failure although the number of passenger increased drastically in the last decade?

AIR India is facing a severe crisis and at every functional aspect the PSU is on downward side. AI has a total debt of near about 50,000 cr.  The major reasons for the failure of PSU are as follows: Less income generation in passenger revenue. This is corroborated by the audit report of CAG also. … Read more DMPQ- AIR India is under severe crisis. What are the reasons for its failure although the number of passenger increased drastically in the last decade?

DMPQ- What were the major recommendations given by bibek Debroy committee report?

The Bibek Debroy Committee is a high level committee for “Mobilization of Resources for Major Railway Projects and Restructuring of Railway Ministry and railway board. It gave various suggestions to address the concerns. Some of them are as follows: Transition to commercial accounting as it is next to impossible to find out the profit with the … Read more DMPQ- What were the major recommendations given by bibek Debroy committee report?

DMPQ: What do you understand by the term Privatization? Do you agree with the current discourse of Privatization of PSU?

The transfer of ownership, property or business from the government to the private sector is termed privatization. The government ceases to be the owner of the entity or business. Currently PSU’s like Air India, BSNL are loss making affair for long and there is a demand to privatise them . Benefits of Privatisation are as … Read more DMPQ: What do you understand by the term Privatization? Do you agree with the current discourse of Privatization of PSU?

DMPQ: What are the possible solutions to revive India from economic slowdown?

There are no magic bullets to revive the economy as this time situation is quite different. The  macro indicators are fine but overall economy is not doing good. Last quarter growth was pegged at 4.5%, IIP was in negative territory, Exports are not growing, Private investment is low, Twin balance sheet problem, IL&F crisis etc. … Read more DMPQ: What are the possible solutions to revive India from economic slowdown?

DMPQ: Objectives of Atal Bhujal Yojana.

Prime Minister Narendra Modi on December 25, 2019 launched a scheme to conserve ground water in regions with low water tables. It is a Rs.6000 crore World Bank approved Central Sector Scheme of the Ministry of Jal Shakti The funding pattern is 50:50 between Government of India and World Bank. Aims to improve ground water management in priority areas in the country through community … Read more DMPQ: Objectives of Atal Bhujal Yojana.

DMPQ- Unemployment rate is highest in last 45 years. What are the reasons for higher rate of unemployment in India? Give solutions to this problem.

Unemployment rate is very high. The problem is structural and there are both long term and short term causes of the problem. The major reasons are: Weak aggregate demand of the country. Global economic is passing through rough patch. Low emphasis of our curriculum on skill development and training. Age old educational programme and curriculum. … Read more DMPQ- Unemployment rate is highest in last 45 years. What are the reasons for higher rate of unemployment in India? Give solutions to this problem.

DMPQ- Explain the following terms: a) Current weekly status b) Current daily status

Current weekly status:  The Current Weekly Status (CWS) approach to measuring unemployment uses seven days preceding the date of survey as the reference period. A person is considered to be employed if he or she pursues any one or more of the gainful activities for at least one-hour on any day of the reference week. … Read more DMPQ- Explain the following terms: a) Current weekly status b) Current daily status